多重債務

1. Origins, structure, and basic meaning

• Structure: 多重債務 (たじゅうさいむ) is a financial compound noun for an unmanageable state of owing debts to multiple creditors.
• Basic usage: 多重債務の問題 modifies the debt condition requiring counseling, while 多重債務に陥る describes a person falling into that condition.

2. Common pitfalls and similar expressions

• Problem label and entered condition
  • 多重債務の問題 names a type of problem, and in 多重債務に陥る, に marks the adverse condition entered. The term is narrower than merely having one debt.