貧乏

1. Origins, structure, and basic meaning

• Structure: The noun and adjectival noun 貧乏 (びんぼう) describes poverty or being poor in material resources.
• Basic usage: A past circumstance may be 貧乏だった, while a person is modified as 貧乏な旅人.

2. Common pitfalls and similar expressions

• Lack of financial means
  • Unlike choosing to live frugally, it describes insufficient money or resources.