債権者

1. Origins, structure, and basic meaning

• Structure: Spelling: 債権者. Reading: さいけんしゃ. Core meaning: creditor.
• Basic usage: Representative examples: 会社は債権者に返済計画を説明した / 債権者の一覧を確認して書類を整理した.

2. Common pitfalls and similar expressions

• Creditor and debtor
  • The party entitled to repayment is 債権者, while the party obligated to repay is 債務者. Do not confuse the two sides of a repayment plan.