債務者

1. Origins, structure, and basic meaning

• Structure: 債務者 is read as さいむしゃ and means a debtor, a person required to repay a debt.
• Basic usage: It identifies the person submitting a repayment plan or discussing living circumstances with a counselor.

2. Common pitfalls and similar expressions

• Submitting a repayment plan
  • 債務者は返済計画を提出した means that the debtor sent a repayment plan to the bank. Example: 債務者は返済計画を銀行へ提出した。
• Discussing living circumstances
  • 債務者の生活状況 is the debtor’s living situation that the counselor asks about carefully. Example: 相談員が債務者の生活状況を丁寧に聞き取った。